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The house on Elm Street is gutted from a fire last night, with blackened beams exposed and a lingering smell of smoke. The roof collapsed in the back, and water damage from fire hoses has soaked through the floors. A neighbor mentioned they heard crackling around 2 a.m. before the sirens came. Now the property is cordoned off, waiting for insurance adjusters and cleanup crews. It's a heavy loss for the family who lived there for years. fire damage property 7